Secured Loans For Any Purpose, Homeowner Loans, Adverse Credit, Mortgage Arrears, CCJs, No Proof of Income, Self Employed, Self Certification Etc. All applications considered.....
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Personal, Secured, Homeowner loans available from £10,000 to £250,000 |
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Borrow up to 95% of the value of your property |
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Self Certification upto 90% of the value of your property |
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Interest-only, fixed rate and flexible loans available |
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11.9% APR Typical Variable (60% of our loans are under this rate) |
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Rates Variable Depending On Status |
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In Principle Decision within 24 Hours |
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Borrowing Terms 2-30 Years |
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No Visits from Representatives |
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Fast Friendly and Confidential |
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One Easy Online Application Does It All |
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We Offer a Free Of Charge Service, Without Any Obligation Once Accepted |
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Anyone Is Welcome to Apply, Regardless Of Past or Present Credit Problems, We Can Help MOST people ! |
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Secured Loans Are For HOMEOWNERS Only |
We search and compare over 200 different Secured Loan Plans in the UK available from every major UK lender, we will find you the best secured loan plan to suit your own individual, personal needs. We offer a FREE no obligation service once your loan application has been accepted !
We offer a Lowest Rate Guarantee Policy
We Provide Loans For People With a Good Or Bad Credit History
Reasons why Secured Loans are becoming an ever popular way of borrowing money for Consumers within the UK
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Secured Loans available to all consumers, from those on benefits and pensions to people on high earning salaries |
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Secured Loans available for any purpose |
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Suitable for consumers with Equity in their home, or non equity lending available |
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Repayment terms from 2 to 30 years |
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All types of property considered, as security for secured loans, even unusual property types considered |
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Secured Loan Amounts from £10,000 up to £250,000 |
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Competitive rates to suit all circumstances |
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Able to keep low interest mortgage rates if you've recently experienced repayment problems |
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All redemption penalties can be avoided |
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No Income multiple calculations |
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Secured Loans are fast and easy to apply for, without any obligation once accepted |
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No Upfront fees, unlike other options there is no cost of entry |
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Secured Loan completions are usually achieved within 14 days, sometimes in even less time |
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No complicated legal processes unlike a Mortgage or ReMortgage |
Secured Loans can sometimes be a much better option than a Re-Mortgage for people that want to consolidate their debts, to pay off outstanding Loans and Credit Card Debt's Etc, there are many reasons for this, for example, YOU may be in a tie-in period with your mortgage company and would have to pay a large penalty for Re-Mortgaging, YOU may need to self certify your income to 90% LTV, YOU may need to raise the required funds very quickly, most Secured Loan deals are completed within 10-14 days, YOU may be in arrears with your current lender and want to avoid disturbing you're current low rate for a sub-prime rate, YOU may need to borrow 95% of your property value ! These are a few reasons why Secured Loans are possibly a much better alternative to Re-Mortgages in todays current financial market.
Use a secured loan to consolidate all your existing credit cards, store cards and unsecured loans leaving you with just one convenient, manageable monthly repayment. Alternatively use your any purpose secured loan for items such as a new car, home improvement jobs or a holiday. Our lowest rate is just 6.9% APR Variable, secured loans can be used for almost any purpose...
Phillips Financial Services works in partnership with Magic Loans Ltd, our panel of lenders is extensive with over 20 different Lenders enabling us access to 100% of secured loan plans in the UK, Packaging second charge or secured loans is our business. We do it better than most and we blend in world class service as standard. All Applications will be processed by (Magic Loans Ltd.) |